TSP Front-Loading Estimator 🚀

This tool compares two strategies for reaching your TSP investment goal: front-loading (maximizing early contributions) vs. evenly distributing your contributions over the year. You’ll still contribute the minimum to earn the full agency match in both cases.

Typically 5% for most federal employees.
Example: $23,500 for 2025. This is the total you want to contribute this year (excluding agency match).
The most you're comfortable contributing in a single pay period. You can start with a high value (e.g. $9,999) and adjust up or down as needed.
Example: 6 for 6% expected annual return.
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